Manage and streamline operations across multiple locations, sales channels, and employees to has improve efficiency and your bottom line.

At R Desmond Services, our national lender specializes in working with middle-market companies.

  • We provide highly customized solutions to meet your leasing or financing objectives.
  • Easy online application process for quick access.
  • Fund transactions ranging from $300,000 to $10MM+.
  • Flexible terms from 24 to 96 months.
  • 100% financing available, including soft costs like maintenance and delivery.
  • Financing available for both new and used equipment.

For businesses seeking a solution, our lender’s application-only program is ideal for those with established operations and good credit.

Financing Amount: Up to $300,000, typically available within 24 hours.
Credit Evaluation: A straightforward credit evaluation is performed using both commercial and personal credit bureaus, based on the size and ownership structure of the business.


Program Details:

Transaction Size: Up to $300,000.
Application: A simple 1-page application to review business and/or consumer credit reports.
Down Payment: $0 down payment available.
Term Length: Options from 12 to 84 months.
Buyout Options: $1 Buyout, Fair Market Value, or 10% purchase option.
Payment Types: Monthly, Quarterly, Seasonal, or Cash Flow Based Documentation.
Eligible Equipment Types: Most new or used business equipment, software, and more.

HOW IT WORKS:

  1. Submit a credit application along with the vendor quote.
  2. Approval is typically secured within 2 hours for amounts up to $300,000.
  3. Contracts are then sent to the customers.

Need more than $300,000?
Apply here for consideration!

100% Financing for New & Used Technology Equipment

Technology Equipment Financing & Leasing allows businesses to leverage current technology without the risks associated with ownership of outdated information technology platforms. Over $15 billion worth of equipment is leased annually in the IT sector.

Eligible Equipment:

  • Computer Hardware
  • Software Only
  • Storage and Security Appliances
  • VOIP Telephony Solutions
  • Multiplexers
  • Switches
  • Telephone Systems
  • Voice Processing Hardware
  • Transformers
  • Furniture Systems
  • Labeling Machines
  • And more!

Program Features:

  • Financing Amount: Up to $300,000 with a single-page application
  • Transaction Size: Up to $10,000,000
  • 100% Financing Available
  • Term Length: Up to 84 months
  • Financing can cover up to 100% of soft costs.

Working Capital Program

At R Desmond Services, we’ve witnessed both new and established businesses across the nation face challenges due to banking and economic crises. This experience has equipped us to be your trusted financial partner during unpredictable times.

Program Details:

  • Transaction Size: Up to $2,000,000
  • Term Length: 3 to 18 months
  • Application: One-page application process
  • Prepayment Penalties: None
  • Collateral: No collateral needed
  • Payment Options: Weekly options available
  • Credit: Challenged credit is acceptable

Working Capital Uses:

  • Line of Credit
  • Payroll
  • Hiring
  • Purchasing Inventory
  • Office Upgrades
  • And more!

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