R Desmond Services |Your Financing Advocate
We purchase your private‐payer medical insurance claims to advance the funds you need. Once we have been paid the amount of our advance by the insurance company, we reassign the account to you so that you can continue to collect any patient‐pay amounts remaining on the account, which you retain as your funds.

Funding Healthcare Receivables

We purchase your third-party medical accounts receivables outright. 70-90% of the net collectable receivables are funded up front. The balance is remitted once the claim has been paid by the insurance company. Upon final approval, funding can be initiated within 24 hours.

Find out how

Our Healthcare Funding Services


our provider

Our funding source has over 25 years industry experience assessing businesses needs and delivering the best solutions to help you achieve your goals.

Who can benefit

Our funding solutions can help any healthcare provider that bills private insurance companies for medical services and needs to get paid sooner. Some examples are listed below and if you have any questions on whether your organization qualifies for our funding solutions, please contact us to discuss further. 

  • Medical offices 
  • Imaging centers
  • Clinics
  • Urgent Care Center 
  • Hospitals 
  • Medical staffing agencies 
  • Nursing providers 
  • Long-term care facilities 
  • Durable medical equipment providers
  • Rehab facilities 
  • Surgery facilities 
  • Diagnostic centers
  • Nursing homes

funding is non-recourse and off balance sheet

No debt is added to you balance sheet and there are no monthly payments to worry about. Improves your cash flow. Allows you to meet your financial obligations, or expand and grow your healthcare services. Flexible funding options. Customize your requirements to meet your needs, such as how much funding you require and when you need it. Provides a steady and predictable source of revenue to support short-term and long-term objectives. We are not bankers and our underwriting focus is on the insurance company, therefore we have fewer requirements of you.

how it works         

We purchase your private‐payer medical insurance claims to advance the funds you need. Once we have been paid the amount of our advance by the insurance company, we reassign the account to you so that you can continue to collect any patient‐pay amounts remaining on the account, which you retain as your funds. We have a funding solution for most medical providers, regardless of size, and we can work with you if you are experiencing financial challenges. With the financial and economic challenges you face as a healthcare provider, could you use a flexible, low cost and debt-free solution that provides unlimited capital with no direct out-of-pocket expense?

Why our provider is different

  • Our focus is singular, providing solutions to the North American healthcare industry only 
  • We offer three unique programs to improve your revenue cycle management 
  • We are a direct source of millions of dollars in private and institutional funds 
  • We offer very competitive rates to all of our clients Multi language capability 
  • We can provide funding even if you are reorganizing or undergoing bankruptcy

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